In the crazy hustle and bustle of everyday life, our cell phones are going to go through some stuff, whether it be dropping our phone out of or spilling a drink on our smartphone. It can ruin your whole day, week or month when you can’t reach out to your girl or guy on our amateur chat line. You once were one phone call away from phone sex or dating, but now you’re out of luck because your phone is not covered or insured.
Consumer Reports conducted a survey over the last two years and found that half of the people they surveyed had at least one major incident with a phone. Without coverage on your phone, the average cost to repair a cracked screen for an Apple iPhone 8 is $145 and a Samsung Galaxy S8+, $277. Apple and Samsung sell their own protection plans. Apple Care + for an iPhone 8 costs $129, and $199 for the iPhone X. Samsung Premium Care is $11.99 a month. This doesn’t count for losing or having your phone stolen, only cracked screens and mechanical failures.
But if you are careful, do you really need cell phone insurance? If you’re in a household with kids you might want to look into insuring your phone. People with at least one major incident with a phone go up to 81% when kids are involved. Basically, know yourself. If you think within two years you will have two or more things happen to your phone, get insurance.
Also, if you are someone who uses their phone a lot or calls our amateur chat lines for sex or dating constantly, it might be wise to insure your phone. This way you will never be but a phone call away from a live phone chat. There are a ton of options for when you want to insure your phone so that broken screen or water logged phone won’t get in your way to start chatting.
